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Great CD Rates From Our Partners for October 2026

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More CD offers

Sponsored. Offers below are provided by GOBankingRates; rates and terms are set by each bank.

Ready to open and fund your new account?

A little preparation can make the next steps easier.

You’ll apply and arrange your deposit on the bank’s website.

See what to have ready

Banks may ask for contact details, identification and a Social Security number. If you plan to transfer money from another account, have its details available. The bank will explain its application requirements and available funding methods.

  1. Check your offer

    Check deposit and balance requirements, fees and any promotion instructions. For a CD, also review the term and any early withdrawal penalty.

  2. Get ready to apply

    Have your contact and identity details ready, along with the account you plan to fund from. The bank will guide you through verification and transfer steps.

  3. Complete your first deposit

    Follow the bank’s funding instructions and check that your deposit completed. For a CD, also note the maturity date.

Additional Offers

Updated weekly • Last updated: 10/6/2026

CD
Wells Fargo
Member FDIC

APY

1.01%

Min. Deposit

$2,500

Term

4Yr
APY effective at 10/5/2026: 1.01%
CD
Wells Fargo
Member FDIC

APY

1.01%

Min. Deposit

$2,500

Term

5Yr
APY effective at 10/5/2026: 1.01%
CD
Bank of America
Member FDIC

APY

0.03%

Min. Deposit

$1,000

Term

4Yr
APY effective at 10/6/2026: 0.03%
CD
Bank of America
Member FDIC

APY

0.03%

Min. Deposit

$1,000

Term

5Yr
APY effective at 10/6/2026: 0.03%
CD
Chase
Member FDIC

APY

0.01%

Min. Deposit

$1,000

Term

5Yr
APY effective at 9/30/2026: 0.01%