Compare the Top Certificate of Deposit Accounts
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These are sponsored offers rated highly by us for competitive rates, fees, and minimums. Learn More.
Sponsored. Offers below are provided by GOBankingRates; rates and terms are set by each bank.
A little preparation can make the next steps easier.
Check deposit and balance requirements, fees and any promotion instructions. For a CD, also review the term and any early withdrawal penalty.
Have your contact and identity details ready, along with the account you plan to fund from. The bank will guide you through verification and transfer steps.
Follow the bank’s funding instructions and check that your deposit completed. For a CD, also note the maturity date.
You’ll apply and arrange your deposit on the bank’s website.
Banks may ask for contact details, identification and a Social Security number. If you plan to transfer money from another account, have its details available. The bank will explain its application requirements and available funding methods.
Updated weekly • Last updated: 9/7/2026

APY
Min. Deposit
Term

APY
Min. Deposit
Term

APY
Min. Deposit
Term

APY
Min. Deposit
Term

APY
Min. Deposit
Term

4.8
APY
Min. Deposit
Term
Promoted Offer: Backed by the financial expertise of Goldman Sachs.
Offer Details

4.5
APY
Min. Deposit
Term
Promoted Offer
Offer Details

4.2
APY
Min. Deposit
Term
Promoted Offer: Limited time offer: lock in a guaranteed rate & competitive APYs
Offer Details

3.8
APY
Min. Deposit
Term
Promoted Offer
Offer Details

4.8
APY
Min. Deposit
Term
Promoted Offer: Open a CD Account with Great Rates and No Minimum Deposit.
Offer Details

3.4
APY
Min. Deposit
Term
Promoted Offer: Earn 4.05% Annual Percentage Yield (APY) with a 12-month CD
Offer Details

APY
Min. Deposit
Term
Promoted Offer
Offer Details

4.5
APY
Min. bal. for APY
$0
Est. earnings
$1,500
Promoted Offer: Watch your money grow with no monthly fees or minimums
Offer Details

4.6
APY
Min. bal. for APY
$5000
Est. earnings
$2,050
Promoted Offer: Earn up to 4.10% APY. Enter promo code CITBOOST to receive a 0.35% APY bonus on base APY of 3.75% for six months from account opening.
Offer Details

4.3
APY
Min. bal. for APY
$0
Est. earnings
$1,700
Promoted Offer: #1 in Satisfaction for Online-Only High-Yield Savings - JD Power
Offer Details

4.8
APY
Min. bal. for APY
$0
Est. earnings
$1,995
Offer Details

4.8
APY
Min. bal. for APY
$0
Est. earnings
$2,000
Promoted Offer
Offer Details